Credit doesn't come with a manual — but it should. Whether you're building your score, tackling debt, or raising the next generation of savvy savers, GE Credit Union is here with the financial education you need at every stage of life. As a not-for-profit financial cooperative, our members' best interests always come first — and that means giving you the tools to make confident financial decisions. Explore these articles from our partner Banzai and keep building toward your best financial life.
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Understanding and Improving Your Credit Score
Your credit score is a cornerstone of your overall financial health—helping determine your borrowing capacity, eligible interest rates, and other financial opportunities. The higher your score, the better. But how do you monitor and improve your credit score?
>> Click for four helpful tips.
Looking to Get Out of Debit?
Banzai’s Interactive Debt Coach will show you useful strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods. Before you start, you’ll need to have the details of your debt ready including the amount you owe, minimum payment, and interest rate for each debt.
8 Lessons to Teach Kids about Credit for Grades K–12
Credit doesn’t have to be a difficult concept for kids to grasp. In fact, a lot of the protocol backing credit usage is fairly relatable to kids of all ages. Breaking up the concepts at age-appropriate intervals and slowly integrating the idea of using credit into their minds helps make the transition from high school to adulthood easier and helps them build a solid financial foundation. This article includes activities for each age group:
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Grades K–5: Teach Children Credit Basics
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Grades 6–8: Teach Middle Schoolers about Building Credit and Credit Scores
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Grades 9–12: Teach High Schoolers How to Use Credit