Whether you are buying your first home, relocating, refinancing or tapping into your equity, GE Credit Union has a loan tailored for you.
First Mortgages
Term |
Rate |
Points |
APR |
30 Year fixed rates as low as |
6.750% |
0 Points |
6.875%1 |
20 Year fixed rates as low as |
6.375% |
0 Points |
6.443%1 |
15 Year fixed rates as low as |
5.875% |
0 Points |
5.959%1 |
10 Year fixed rates as low as |
5.625% |
0 Points |
5.743%1 |
5/1 ARM |
4.875% |
0 Points |
6.520%2 |
3/1 ARM |
4.625% |
0 Points |
6.426%2 |
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Annual Percentage Rates (APR) assumes a down payment of 20%, a standard 30 day rate lock and a loan amount of $200,000.00.
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Longer lock rates available at a higher APR.
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Ask about our low down payment products and closing costs assistance program available for first time home buyers.
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Mortgage loans without an escrow for real estate taxes may be subject to an interest rate increase.
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Real estate tax escrow required for all loans with down payment/equity less than 20%.
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Mortgage loans with a loan value in excess of 80% require Private Mortgage Insurance (PMI).
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Rate adjustments may apply due to credit score, cash out, loan to value and occupancy status.
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1Assumes 20% equity, a credit score of 740 and no PMI.
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2Please call for further details
Apply Purchase Pre-Approval
Home Equity Loan - 80% LTV
Term |
APR |
Fixed up to 60 months (min. $10,000)3,4 |
5.00% |
Fixed up to 120 months (min. $10,000)3,4 |
5.75% |
Fixed up to 180 months (min. $10,000)3,4 |
6.25% |
Fixed up to 240 months (min. $10,000)3,4 |
6.50% |
HELOC (Home Equity Line of Credit)
Credit Line |
APR |
$10,000 to $49,9993,4,5 |
7.75% (Prime Rate minus 0.50%)6 |
$50,000 to $149,9993,4,5 |
8.00% (Prime Rate minus 0.25%)6 |
$150,000, or more3,4,5 |
8.00% (Prime Rate minus 0.25%)6 |