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Mastercard

Having good credit gives you the freedom and power to do it all! Let GE Credit Union help you maintain, establish, or rebuild your credit with our Mastercard® or Secured Mastercard. With either card, you’ll get a great, low rate on balances, low or no fees, and a ton of perks, too!

Mastercard

Put the purchasing power of Mastercard in your hands with GE Credit Union’s credit card. With Mastercard, you get high rewards, low interest rates—and no annual fees.

  • Credit limits up to $25,000
  • No annual fee
  • 25 day grace period on purchases
  • Competitive interest rates
  • Low 3% balance-transfer fee
  • 1.5% Cash-back with ScoreCard Rewards3
  • Travel and Emergency Assistance1
  • 24/7 customer service
  • Zero liability for unauthorized charges2

Apply online     Print Application     View Rates



To report a lost or stolen card or fraud/compromised security on your account:

  • During business hours call the main office: 1.800.992.8472
  • Mastercard Credit Card 24/7 (from within the U.S.): 1.800.754.4128
  • Mastercard Credit Card  24/7 (when outside the U.S.): 1.727.227.9012

To activate your new card 24/7, call 1.800.671.0241.

To report a disputed transaction, call 1.833.995.2888, Mon–Fri, 8:00AM–9:00PM ET and Sat, 9:00AM–3:00PM ET.

GE Credit Union's Mastercard features all of these benefits:

  • Mastercard Global Service™ provides 24-hour-a-day, seven-day-a-week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.1
  • Mastercard Airport Concierge™ provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.1
  • Mastercard Priceless® Cities offers unique access and special experiences so you can enjoy more of the cities you love.1
  • Purchase Assurance insures the cardholder for 90 days for theft, damage, or loss of purchases made with your GE Credit Union Mastercard.1
  • Satisfaction Guarantee can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.1
  • Identity Theft Resolution Services assists you with credit bureau notification and Credit Card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.1
  • Travel Accident Insurance provides coverage for accidental death and dismemberment and baggage delay insurance for travel purchased with your GE Credit Union Mastercard.1
  • Collision Damage Waiver covers damages to a rental vehicle when you decline the car rental company’s collision damage waiver insurance and your GE Credit Union Mastercard is used to initiate and pay for the entire rental transaction.1
  • Zero Liability means that in the event your card is used to make unauthorized purchases—whether made in a store, by phone, or online—you won’t be held liable.2
  • Chip Technology improves the global usability and security of your card as more merchants switch to advanced chip card terminals.

Earn ScoreCard Bonus Points on everything you buy like groceries, gas, dinners out … and everything in between!

How does it work? We’re glad you asked. You’ll earn one point for every dollar you spend using your GE Credit Union credit card!

Then, redeem Bonus Points for:

  • Cash back — Earn 1.5% cash back credit to your card on all new purchases made
  • Travel — Get hotel discounts, car rentals, hotel stays, and round trip airfare to virtually anywhere in the world.
  • Brand name merchandise — Including Bose,® Kenneth Cole,® Sony,® and more!
  • Gift cards to retailers and restaurants — Get gift cards to Amazon, Zappos.com, Macy’s, Target, and other quality retailers.

For more information and a complete listing of rewards, visit ScoreCardRewards.com.

Enroll in ScoreCard Rewards

If you find yourself buried in credit card debt you’re not alone. A transfer of your existing credit card balances is an option for debt management that allows you to consolidate high interest rate credit cards into one lower rate credit card, thus saving you money on your monthly payment and simplifying your finances. Use your monthly savings to pay off your debts sooner or work toward another long-term financial goal.

If you're looking to get out of debt, GE Credit Union is here to help you!

With GE Credit Union's Mastercard, you can get a special rate of 7.99% APR* on transferred balances until paid in full plus a one-time 3.0% transfer fee.*

Talk to us! Contact your favorite branch and schedule a time to talk with a Member Service Representative to complete a financial review and see what options are best for your individual situation.

Transfer now  For current GE Credit Union Mastercard card-holders

Apply for a card

* The Promotional Annual Percentage Rate (Promotional APR) for this Balance Transfer is 7.99%. A 3% transaction fee will be assessed for any balance transfers made. Finance charges will be assessed from the date the balance transfers post to your account. Be advised that it takes at least 14 days after your account is opened to process payments to your other accounts.

Balance Transfers are subject to account status, delinquency, and credit availability. We may decline a Balance Transfer request if we determine that you no longer meet our credit standards. If we decline a request because you no longer meet our credit standards, we will try to contact you first, but we may reject the request and notify you later. You may transfer any amount, up to your credit available for transfers, which may be less than your total credit line. If your balance transfer request will exceed your available credit, we will process your transfers for less than the amount requested, in the order requested. You may only make balance transfers to accounts that list you as an account holder. You cannot transfer balances between GE Credit Union accounts. You are not eligible for this offer if you are in default under any loan agreement with us. See your Credit Card Agreement for any other applicable fees and conditions. We reserve the right to change the rates, fees and terms of your account at any time in accordance with the card member agreement and applicable law. Reasons might include competitive or general market conditions. If we make changes for reasons other than when the Prime Rate changes, we will notify you in advance of your options, including the right to opt out.

Payments are allocated to posted balances. We will allocate the amount of your payment equal to the Total Minimum Payment Due to the highest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.

GE Credit Union is an Equal Opportunity Lender.

Ready to establish or repair credit and take back control of your finances? Then this is the card for you.

With GE Credit Union’s Secured Mastercard, you pledge a minimum amount that you already have on deposit in your GE Credit Union Share Account. Then, that amount becomes your credit limit. Best of all, you still earn dividends in your Share Account at the same time!

  • $20 annual fee
  • Fast online approvals
  • Low interest rate
  • Still earn dividends on your secured money
  • Pledge a minimum of $600
  • All of the features and benefits as our regular card—including 1.5% cash-back through ScoreCard Rewards3

Apply Online   Print Application   View Rates

Mastercard Loan Protection

Life can be wonderful…but at times it can be challenging, too. For whatever curve ball life might throw at you, prepare with Loan Protection from GE Credit Union.

Enroll Your Credit Card  See Details

1.  Certain restrictions apply. For details, see the Guide to Benefits.
2.  Certain restrictions apply. See www.mastercard.us/zero-liability for details.
3. For full details, go to www.ScorecardRewards.com.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks  of Mastercard International Incorporated, used pursuant to a license.