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Having good credit gives you the freedom (power) to do it all! Let GE Credit Union help you maintain, establish, or rebuild your credit with our Mastercard® or Secured Mastercard. With either card, you’ll get a great, low rate on balances, low or no fees, and a ton of perks, too!

Mastercard

Put the purchasing power of Mastercard in your hands with GE Credit Union’s credit card. With Mastercard, you get high rewards, low interest rates—and no annual fees.

  • Credit limits up to $25,000
  • No annual fee
  • 25 day grace period on purchases
  • Competitive interest rates
  • Low 3% balance-transfer fee
  • NEW! 1.5% Cash-back with ScoreCard Rewards
  • NEW! Identity Theft Resolution Services1
  • NEW! Purchase Assurance1
  • NEW! Satisfaction Guarantee1
  • NEW! Mastercard Global Service™ 1
  • NEW! Mastercard Airport Concierge™ 1
  • NEW! Mastercard Priceless® Cities1
  • Travel Accident with Baggage Delay Insurance1
  • Collision Damage Waiver1
  • Travel and Emergency Assistance1
  • 24/7 customer service
  • Zero liability for unauthorized charges2

Apply Online   Print Application   View Rates

Secured Mastercard

Ready to establish or repair credit and take back control of your finances? Then this is the card for you.

With GE Credit Union’s Secured Mastercard, you pledge a minimum amount that you already have on deposit in your GE Credit Union Share Account. Then, that amount becomes your credit limit. Best of all, you still earn dividends in your Share Account at the same time!

  • $20 annual fee
  • Fast online approvals
  • Low interest rate
  • Still earn dividends on your secured money
  • Pledge a minimum of $600
  • All of the features and benefits as our regular card—including 1.5% cash-back through ScoreCard Rewards

Apply Online   Print Application   View Rates

ScoreCard Rewards Program

Earn ScoreCard Bonus Points on everything you buy like groceries, gas, dinners out… and everything in between!

How does it work? We’re glad you asked. You’ll earn one point for every dollar you spend using your GE Credit Union credit card!

Then, redeem Bonus Points for:

  • Cash back — earn 1.5% cash back credit to your card on all new purchases made
  • Travel — Get hotel discounts, car rentals, hotel stays, and round trip airfare to virtually anywhere in the world.
  • Brand name merchandise — Including Bose,® Kenneth Cole,® Sony,® and more!
  • Gift cards to retailers and restaurants — Get gift cards to Amazon, Zappos.com, Macy’s, Target, and other quality retailers.

For more information and a complete listing of rewards, visit Scorecardrewards.com.

Enroll in Scorecard Rewards

A Note for previous Visa® Scorecard Reward members

Once your existing Visa card is deactivated, no additional points will be added to your Visa Scorecard total. However, the Scorecard Reward points you have already earned are still available to be redeemed. Visa Scorecard points cannot be transferred to the Mastercard Scorecard program. 

Mastercard Loan Protection

Life can be wonderful…but at times it can be challenging, too. For whatever curve ball life might throw at you, prepare with Loan Protection from GE Credit Union. 

1.  Certain restrictions apply. For details, see the Guide to Benefits.
2.  Certain restrictions apply. See www.mastercard.us/zero-liability for details.

Mastercard, Priceless and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks  of Mastercard International Incorporated, used pursuant to a license.

Rates, fees and terms may change:  The Annual Percentage Rate (“APR”) is a variable rate and will be established based on an Index PLUS a margin. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal on the last business day before the start of each month’s billing cycle. The current Prime Rate is 3.25%. Other rates and fees apply for the Platinum Secured Card. We may change the rates, fees and terms of your account at any time in accordance with the card member agreement and applicable law. If we make changes for reasons other than when the Prime Rate changes, we will notify you in advance of your options, including the right to opt out.We reserve the right to change the rates, fees and terms of your account at any time in accordance with the card member agreement and applicable law. Reasons might include competitive or general market conditions. If we make changes for reasons other than when the Prime Rate changes, we will notify you in advance of your options, including the right to opt out. We apply your payments to higher APR balances before lower APR balances. Effective 3/1/2021.