Your Home

Mortgage Options

You can be confident that we have a mortgage option just for you. Low rates and excellent service is the combination you need to make your dreams and goals a reality.

Mortgage options include:

• Fixed rate mortgages for 30, 20, 15, and 10 year terms
• Adjustable rates with initial fixed of 5 years

Apply Now   Purchase Preapproval   View Rates

Refinancing

Refinance with GE Credit Union and take advantage of the benefits!

• Get a lower rate
• Lower your monthly payment
• Convert your variable rate to a fixed rate
• Consolidate revolving debt into one low payment
• Get rid of your PMI
• Free up for home improvements, college tuition, and more.

You’ve worked hard for the equity in your home, now let your home’s value work for you with a GE Credit Union Home Equity Loan or Line of Credit!

Home Equity Loan

A Home Equity Loan can help you pay for things like home improvements, college tuition, big repairs, or any other large purchase.  You’ll get a great, low rate and get your loan in one lump sum—so you can pay for what you need all at once.

• Low fixed rate
• Borrow up to 80% of your home’s value
• Terms up to 20 years
• No application fee
• No closing costs
• No annual fee

Home Equity Line of Credit (HELOCs)

A Home Equity Line of Credit is a convenient way to let your home’s value help with achieving your goals.  Take money out a little at a time and only pay back what you borrow. Use it for repairs, college tuition, or anything else that lets you pay in smaller chunks.

• Borrow up to 80% of your home’s value
• No closing costs
• Interest only accrues on what you borrow
• Easily access your Line of Credit through Online Banker, HELOC checks, or at the branch. (No advance is required however, when making an advance, the minimum amount is $500.)
• Interest could be tax deductible — check with a tax advisor

Apply Online   View Rates