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Your Home

The dream of buying a home is well within reach with a GE Credit Union mortgage!

We know that buying a home may be the single most important investment you’ll ever make. When you choose us as your partner, we will help you to make that dream a reality.

With great rates, flexible terms, and an easy application process you’ll be able to enjoy the exciting process of buying a new home!

  • Free online pre-approvals
  • Fast decisions
  • Competitive rates
  • No closing cost options
  • Personalized service with your own Home Financing Consultant and Loan Processor
  • Mortgages available in all 50 states

Mortgage Options

You can be confident that we have a mortgage option just for you. Low rates and excellent service is the combination you need to make your dreams and goals a reality.

Mortgage options include:

  • Fixed rate mortgages for 30, 20, 15, and 10 year terms
  • Adjustable rates with initial fixed of 5 years

Apply Now   Purchase Preapproval   View Rates

Refinancing

Refinance with GE Credit Union and take advantage of the benefits!

  • Get a lower rate
  • Lower your monthly payment
  • Convert your variable rate to a fixed rate
  • Consolidate revolving debt into one low payment
  • Get rid of your PMI
  • Free up for home improvements, college tuition, and more.

You’ve worked hard for the equity in your home, now let your home’s value work for you with a GE Credit Union Home Equity Loan or Line of Credit!

Home Equity Loan

A Home Equity Loan can help you pay for things like home improvements, college tuition, big repairs, or any other large purchase.  You’ll get a great, low rate and get your loan in one lump sum—so you can pay for what you need all at once.

  • Low fixed rate
  • Borrow up to 80% of your home’s value
  • Terms up to 20 years
  • No application fee
  • No closing costs
  • No annual fee

Home Equity Line of Credit (HELOCs)

A Home Equity Line of Credit is a convenient way to let your home’s value help with achieving your goals.  Take money out a little at a time and only pay back what you borrow. Use it for repairs, college tuition, or anything else that lets you pay in smaller chunks.

  • Borrow up to 80% of your home’s value
  • No closing costs
  • Interest only accrues on what you borrow
  • Easily access your Line of Credit through Online Banker, HELOC checks, or at the branch. (No advance is required however, when making an advance, the minimum amount is $500.)
  • Interest could be tax deductible — check with a tax advisor

Apply Online   View Rates

Upload your files directly (and securely) to our Mortgage Department

Please upload up to four documents per submission.

6 + 5 =

 

Insurances

It’s your home and your stuff. Protect it all. (even if you rent!)

GE Credit Union offers discounts on top-notch insurance coverage for your home and your belongings. Learn more about TruStage and Traveler’s Insurance and how they can help protect your most valuable assets.

Not a GE Credit Union member yet? See how you qualify to join! Or, call 800.992.8472 or come visit us at any of our branches, today!