Phone apps have changed our lives. We now have at our fingertips, the ability to access information 24/7, wherever we are. Here are some useful apps that can help you save money and track your spending.
Mint
This is a budgeting app that links to your banking and credit card accounts and keeps track all of your spending. It will analyze how and where you spend your money, suggest a budget, and even suggest how to reduce the money you spend on monthly bills and fees. It also alerts you when bills are due or your bank balance falls below a certain amount.
Flipp
Like a traditional Sunday newspaper, this app tells you all the sales and special offers currently available, at as well as help you find coupons. It covers weekly ads from 800+ retailers, including supermarkets, pharmacies, and big retailers, like Target or Walmart. If you’re a member of a store’s loyalty program, it can automatically apply discounts when you use your loyalty card at checkout.
Good Budget
This app uses the envelope system of budgeting. You begin by placing a certain amount of money for each expense (rent, groceries, gas, eating out, etc.) into its own category. This app keeps track of each amount, helping you to stay on budget. It also allows you and your spouse to sync your account, letting both of you know who’s spending, where it’s going, and how much is left in each “envelope.”
ShopSavvy
When you’re out shopping in a store, this app lets you scan the bar codes on merchandise and compare prices from other local and online competitors to see whose price is better. It offers special cash-back deals and you can set up notifications to alert you when a specific product goes on sale.