Your Home

Mortgage Options

You can be confident that we have a mortgage option just for you. Low rates and excellent service is the combination you need to make your dreams and goals a reality.

Mortgage options include:

• Fixed rate mortgages for 30, 20, 15, and 10 year terms
• Adjustable rates with initial fixed rate of 5 years

Apply Now   Purchase Preapproval   View Rates

Refinancing

Refinance with GE Credit Union and take advantage of the benefits!

• Get a lower rate
• Lower your monthly payment
• Convert your variable rate to a fixed rate
• Consolidate revolving debt into one low payment
• Get rid of your PMI
• Free up for home improvements, college tuition, and more.

You’ve worked hard for the equity in your home, now let your home’s value work for you with a GE Credit Union Home Equity Loan or Line of Credit!

Please note that Home Equity Loans and Lines of Credit are not available for properties located in Puerto Rico.

Home Equity Loan

A Home Equity Loan can help you pay for things like home improvements, college tuition, big repairs, or any other large purchase.  You’ll get a great, low rate and get your loan in one lump sum—so you can pay for what you need all at once.

• Low fixed rate
• Borrow up to 80% of your home’s value
• Terms up to 20 years
• No application fee
• No closing costs
• No annual fee

Home Equity Line of Credit (HELOCs)

A Home Equity Line of Credit is a convenient way to let your home’s value help with achieving your goals.  Take money out a little at a time and only pay back what you borrow. Use it for repairs, college tuition, or anything else that lets you pay in smaller chunks.

• Borrow up to 80% of your home’s value
• No closing costs
• Interest only accrues on what you borrow
• Easily access your Line of Credit through Online Banker, HELOC checks, or at the branch. (No advance is required however, when making an advance, the minimum amount is $500.)
• Interest could be tax deductible — check with a tax advisor

Apply Online   View Rates