Certificates & Money Markets

Term Share Certificates (CDs) - Regular, Roth, IRA

Share Certificates you can count on... one of the surest savings options available with no risk of loss to your principal deposit1.

  • Competitive savings rates1: select the rate and term suited to help you reach your goals
  • No risk of loss to principal: If you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six month's dividends; however, there is no risk of loss to your principal.
  • Dividends that accumuate and grow: your certificate dividends compound every month!
  • Easy renewals: certificates will automatically rollover when certificate reaches maturity with a 10-day grace period
  • Keep your money: it's yours, so we don't charge account set-up or monthly maintenance fees.
  • Easy account management: view your balances anytime online or with our free mobile app.

Share Certificate Account (CD) Application

Individual Retirement Accounts (IRAs)

If you want to save for your retirement or your child's education, an IRA is the smart way to invest. Plus, with our great rates and flexible terms, it is never too late to start saving for your future.

  • Regular, Roth and Education (Coverdell Savings Accounts)
  • Unlike other retirement savings options, contributions can be made up until the tax-filing deadline.2

1Minimum opening deposit $500. For all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six months’ dividends. Certificate Accounts are insured to at least $250,000 by the NCUA. 2Depending on your income level. Consult with your tax advisor for limits..

Need access to your money but want to earn a higher dividend rate than in a regular share savings account? A Money Market Account is the ideal place to "park" your funds to safely maximize your earnings. Plus, with tiered rates, the more you save, the more you'll earn!

We offer competitive tiered rates so your money can grow faster. Only $100 minimum deposit required to start earning interest.

Money Market Account Application