VISA Credit Cards

VISA Platinum Rewards

With a GE Credit Union VISA Platinum Credit Card, you receive the following money saving features and benefits:

  • No Annual Fee
  • 25 day grace period on purchases
  • Credit Limits up to $25,000
  • ScoreCard Merchandise and Gift Rewards Program  See details below.
  • $1,000,000 Travel & Emergency Assistance Services
  • Purchase Security
  • Return Protection
  • Price Protection
  • Auto Rental Insurance
  • VISA 911 Assistance Service, which includes these services:
    • Emergency Card Replacement and Emergency Cash
    • Around-the-Clock Emergency Assistance

Applying is Easy!
To apply for your GE Credit Union VISA Platinum Credit Card, simply apply online or fill out the application and return it to the credit union.

Apply Online  Print Application  View Rates

ScoreCard Rewards Program

We Give You Points. You Choose Your Reward!

Did you know that each time you use your GE Credit Union VISA Credit Card you earn valuable ScoreCard Bonus Points? You will earn one point for every dollar you spend. Just think, every time you buy groceries, gas or dinner, you will be earning points. The more you use your credit card, the more points you earn.

Cardholders can redeem Bonus Points for brand-name merchandise, gift cards to your favorite retailers, daily wins and travel rewards. There are twelve merchandise reward levels in the ScoreCard Rewards Catalog ranging from 2,000 to 385,000 Bonus Points. Redeem your points for:

  • Cash back: Receive a credit to your card.
  • Travel: Hotel discounts, weekend getaways, car rentals, hotel stays, or a round-trip coach airline ticket to virtually any destination in the world.
  • Brand-name merchandise: Including Bose®, Kenneth Cole®, Igloo®, Seiko®, SONY® and more!
  • Gift cards from popular retailers and restaurants: Amazon, Zappos.com, Macy's, Target, Home Depot, Best Buy, JCPenney, Staples, Bass Pro Shops, Omaha Steaks, Williams Sonoma, L.L. Bean, REI, Sears, 1-800-Flowers, Neiman Marcus, Pottery Barn, Sports Authority, Morton's The Steakhouse, Darden Restaurants, and more!

If you have a GE Credit Union VISA Credit Card, you are automatically enrolled!

For a complete listing of rewards and to view your accumulated Bonus Points, visit www.scorecardrewards.com. ScoreCard Bonus Points can be redeemed for travel, merchandise or gift cards at any time online, via mail or phone. You will also be mailed a quarterly statement to track your Bonus Point earnings and redemptions.

If you don’t have a GE Credit Union VISA Credit Card yet, get yours today! Apply Now, or Print an application and mail it in or fax it to 203.783.1131. Call us for details at 800.992.8472.

NOTE: Cash advances and balance transfers do not earn points. Purchases made prior to June 1, 2004 will not earn points. Purchases using VISA Debit Card do not earn points. Other rules and conditions may apply.


Annual Percentage Rate (APR) for purchases as low as 10.74%, depending on credit
Other APRs Balance transfer and cash advance APR: 14.74%
Variable Rate Information Your APRs may vary monthly. The purchase rate equals the U.S. Prime Rate plus a margin of 6.74%, or less depending on your credit. Cash advance margin is 10.74%.
Grace period for repayment of balances for purchases Not less than 25 days if you pay your total new balance in full each billing period by the due date
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual Fee None
Minimum finance charge None
Fee for additional cards $0
Miscellaneous fees

Balance transfer fee: 3.0%
Late payment fee: First late-payment fee $25; Next six monthly late payments $35 Over-the-limit fee: $25 on balances of $500 or less; $35 on balances greater than $500
Cash advance fee: 3.0%
Foreign transaction fee: 1.0%
Returned Payment fee: $15

 

VISA Platinum Secured

If you do not have credit history, or have had trouble getting credit in the past, then a VISA Secured Credit Card is what you need. Just fill out the Pledge of Shares portion of the VISA application and pledge a minimum of $600 to be frozen in your share savings account. You will receive your own VISA Credit Card with a limit up to the amount pledged plus, you will still earn dividends on the money in your savings account. And with our Secured VISA Credit Card, you will receive a 14.74% APR, a low Annual Fee of $20.00 and a 25 day grace period on purchases. Effective 4/1/2017.

Applying is Easy!
To apply for your GE Credit Union VISA Platinum Credit Card, simply apply online or fill out the application and return it to the credit union.

Apply Online  Print Application  View Rates

ScoreCard Rewards Program

We Give You Points. You Choose Your Reward!

Did you know that each time you use your GE Credit Union VISA Credit Card you earn valuable ScoreCard Bonus Points? You will earn one point for every dollar you spend. Just think, every time you buy groceries, gas or dinner, you will be earning points. The more you use your credit card, the more points you earn.

Cardholders can redeem Bonus Points for brand-name merchandise, gift cards to your favorite retailers, daily wins and travel rewards. There are twelve mercandise reward levels in the ScoreCard Rewards Catalog ranging from 2,000 to 385,000 Bonus Points. Redeem your points for:

  • Cash back: Receive a credit to your card.
  • Travel: Hotel discounts, weekend getaways, car rentals, hotel stays, or a round-trip coach airline ticket to virtually any destination in the world.
  • Brand-name merchandise: Including Bose®, Kenneth Cole®, Igloo®, Seiko®, SONY® and more!
  • Gift cards from popular retailers and restaurants: Amazon, Zappos.com, Macy's, Target, Home Depot, Best Buy, JCPenney, Staples, Bass Pro Shops, Omaha Steaks, Williams Sonoma, L.L. Bean, REI, Sears, 1-800-Flowers, Neiman Marcus, Pottery Barn, Sports Authority, Morton's The Steakhouse, Darden Restaurants, and more!

If you have a GE Credit Union VISA Credit Card, you are automatically enrolled!

For a complete listing of rewards and to view your accumulated Bonus Points, visit www.scorecardrewards.com. ScoreCard Bonus Points can be redeemed for travel, merchandise or gift cards at any time online, via mail or phone. You will also be mailed a quarterly statement to track your Bonus Point earnings and redemptions.

If you don’t have a GE Credit Union VISA Credit Card yet, get yours today! Apply Now, or Print an application and mail it in or fax it to 203.783.1131. Call us for details at 800.992.8472.

NOTE: Cash advances and balance transfers do not earn points. Purchases made prior to June 1, 2004 will not earn points. Purchases using VISA Debit Card do not earn points. Other rules and conditions may apply.

Annual Percentage Rate (APR) for purchases 14.74% APR
Other APRs Cash Advances, including Balance Transfers: Same APR as for purchases
Variable Rate Information Your APRs may vary monthly. The purchase and cash advance rates equal the U.S. Prime Rate plus a margin of 10.74%.
Grace period for repayment of balances for purchases Not less than 25 days if you pay your total new balance in full each billing period by the due date
Method of computing the balance for purchases Average Daily Balance (including new purchases)
Annual Fee $20
Minimum finance charge None
Fee for additional cards $0
Miscellaneous fees Balance transfer fee: 3.0%
Late payment fee: First late-payment fee $25; Next six monthly late payments $35
Over-the-limit fee: $25 on balances of $500 or less; $35 on balances greater than $500
Cash advance fee: 3.0%
Foreign transaction fee: 1.0%
Returned Payment fee: $15

 

Rates, fees and terms may change:  The Annual Percentage Rate (“APR”) is a variable rate and will be established based on an Index PLUS a margin. The Index is the highest United States Prime Rate as published in the Eastern Edition of The Wall Street Journal on the last business day before the start of each month’s billing cycle. The current Prime Rate is 3.75%. Other rates and fees apply for the Platinum Secured Card. We may change the rates, fees and terms of your account at any time in accordance with the card member agreement and applicable law. If we make changes for reasons other than when the Prime Rate changes, we will notify you in advance of your options, including the right to opt out.We reserve the right to change the rates, fees and terms of your account at any time in accordance with the card member agreement and applicable law. Reasons might include competitive or general market conditions. If we make changes for reasons other than when the Prime Rate changes, we will notify you in advance of your options, including the right to opt out. We apply your payments to higher APR balances before lower APR balances. Effective 12/15/2016.

View Fees

For more information, call the Credit Union VISA Department at:
1.800.992.8472 and press 0 Monday through Friday, 9:00AM to 4:00PM EST.

To save money on other credit cards, list the bank or store name, account number, and the amount you want transferred.