Home Equity & HELOCs

Home Equity Lines of Credit (HELOC)

A HELOC allows you to borrow against the equity in your home using a line of credit, so you only pay interest on the amount you borrow - similar to a credit card. This is a great way to make home improvements, pay college tuition, take a vacation and more. And your interest may even be tax deductible.*

Home Equity Loans

If you know you would like one lump sum, a Home Equity loan allows you to borrow a set amount against the equity in your home at a low fixed rate, along with terms up to 20 years.* This is another great option to utilize your money to making your dreams come true.

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*Consult with your accountant or tax advisor. Available in certain states only. 1-4 family, owner-occupied residences in NY, NJ, CT, PA, VA, NC and CO. No application fee until further notice. See rates for full details.