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Debit Mastercard Information

You deserve great benefits with no added costs. That’s why we now offer GE Credit Union Debit Mastercard.®

Our Debit Mastercard includes:

  • Uninterrupted account access — Purchases and ATM withdrawals will be deducted from your existing checking account.
  • Contactless payment option — Just tap your card on the terminal wherever you see the contactless payment symbol. (The Debit Mastercards will work at all EMV and mag-stripe reader terminals as well.)
  • Convenience and security — Shopping with your card is faster than writing checks and safer than carrying cash, plus you’re protected with Zero Liability for unauthorized purchases.2
  • Variety of additional benefits — Your new Debit Mastercard will work with contactless payment systems and many new benefits.

Don't have a debit card for your 3Point Checking Account? Request one today!

Contact your favorite branch to have a new Debit Mastercard ordered or call 800.992.8472 and a Member Service Representative will help you.

Extensive benefits

  • Contactless Payment option
  • Mastercard Global Service™ provides 24-hour-a-day, seven-day-a-week assistance with lost and stolen card reporting, emergency card replacement, emergency cash advance, as well as assistance with locating ATMs.1
  • Mastercard Airport Concierge™ provides a Meet and Greet agent to assist with flight connections plus, at select airports, expedited security/immigration processing.
  • Extended Warranty doubles most manufacturer or U.S. store brand warranties for up to one additional year.1
  • Satisfaction Guarantee can provide a refund of up to $250 if you are dissatisfied with a purchase and the merchant will not accept a return within 60 days of the purchase date.1
  • Identity Theft Resolution Services assists you with credit bureau notification and debit card replacement and provides you with an ID Theft Affidavit should you become the victim of Identity Theft.1
  • Mastercard Priceless® Cities offers unique access and special experiences so you can enjoy more of the cities you love.
  • Travel Assistance Services provides pre-trip destination information, help with lost/stolen travel documents and luggage, and referrals to local professional services if you are traveling more than 100 miles from home.1
  • Roadside Assistance arranges emergency roadside assistance such as jump-starts, tire change, towing, and gas delivery if you get stuck on the road.1
  • Cellular Telephone Protection provides coverage in the event your covered cell phone is stolen or damaged.1
  • Purchase Assurance insures the cardholder for 90 days for theft, damage, or loss of purchases made with your GE Credit Union Debit Mastercard.1
  • Worldwide acceptance at 40 million places
  • Cash access at ATMs worldwide
  • Zero Liability means that in the event your card is used to make unauthorized purchases—whether made in a store, by phone, or online—you won’t be held liable.2
  • Chip Technology improves the global usability and security of your card as more merchants at home and abroad switch to advanced chip card terminals.

How do I use the contactless payment feature?

  • LOOK for the Contactless Symbol at checkout.
  • TAP your contactless card on the checkout terminal.
  • GO!  Your payment is processed in seconds.

Note: Your card works at all types of terminals, not just contactless ones.

What is a Contactless Card? 
Your contactless card uses short-range wireless technology to make secure payments between a contactless card and a contactless-enabled checkout terminal. When you tap near the Contactless Symbol, your payment is sent for authorization.

Is tapping to pay secure?
Yes, absolutely. Your contactless card has the same secure encryption technology as your current contact-only EMV chip card.

Where can you use it?
Retailers who accept contactless payments will display the contactless
symbol. Look for it wherever you shop.

How long do I need to tap my card on the checkout terminal?
One to two seconds should do it. And don’t worry, even if you tap twice, you won’t be charged twice.

Can a purchase be made without my knowledge—for example, will the card reader activate if I walk past it?
No. Your card must be extremely close to the reader – typically between two and four centimeters and the retailer must have first entered the amount for you to approve.

Can I use my card for everyday transactions or at non-chip terminals?
Yes! Your contactless card will continue to have contact functionality so they can still be inserted into an EMV reader and will also maintain the magnetic stripe on the back of the card for those merchants who have not upgraded to EMV.

1. Certain restrictions apply. For details, see the Guide to Benefits.
2. Certain restrictions apply. See www.mastercard.us/zero-liability for details.
Mastercard and the Mastercard brand mark are registered trademarks and Mastercard Global Service and Mastercard Airport Concierge are trademarks of Mastercard International Incorporated, used pursuant to a license. All third-party trademarks referenced herein are the property of their respective owners.