Rates & Fees

Effective July 1, 2017

Share Accounts
Share Type Required Balance Dividend Rate APY
Regular Shares Balances $250 and greater 0.05% 0.05%
Secondary Savings Balances $250 and greater 0.05% 0.05%
Jump Start Savings1 Balances $500 and under 5.00% 5.00%
Holiday and Vacation Clubs Balances $250 and greater 0.30% 0.30%
IRA Savings* Balances $250 and greater 0.30% 0.30%
Roth IRA Savings* Balances $250 and greater 0.30% 0.30%
Coverdell (Education) Savings Balances $250 and greater 0.30% 0.30%
Traditional, Roth, Coverdell (Education) IRA Share Certificates*
Term Required Balance Dividend Rate APY
3 month Certificate $500 minimum 0.20% 0.20%
6 month Certificate $500 minimum 0.25% 0.25%
9 month Certificate $500 minimum 0.35% 0.35%
1 year Certificate $500 minimum 1.10% 1.10%
18 month Certificate $500 minimum 1.25% 1.25%
2 year Certificate $500 minimum 1.50% 1.50%
3 year Certificate $500 minimum 1.60% 1.60%
4 year Certificate $500 minimum 1.70% 1.70%
5 year Certificate $500 minimum 1.85% 1.85%
Super Money Market Accounts - Personal and Business
Term Required Balance Dividend Rate APY
Money Market2 Balances Below $2,500 0.05% 0.05%
Money Market2 Balances $2,500 to $24,999 0.20% 0.20%
Money Market2 Balances $25,000 to $49,999 0.25% 0.25%
Money Market2 Balances $50,000 to $99,999 0.30% 0.30%
Money Market2 Balances over $100,000 0.35% 0.35%
Business Money Market2 Balances $50,000 and over 0.35% 0.35%

Share rates subject to change without notice. APY= Annual Percentage Yield
* Traditional, Roth and Education IRAs. Retirement Accounts may also be opened as Certificates.

1Primary Account holder must be 17 years of age or younger. Rate applies to balances up to $500. Any amount over $500 our current Share Savings rate will apply.
2Minimum deposit for personal Money Market account is $100. Minimum deposit for Business Money Market account is $10,000.

SOME RATES ARE NOT AVAILABLE IN PUERTO RICO.